Insurance for your
property journey
From HMO conversions and refurbishment projects to completed rental properties, HSPG has partnered with Insurance-Desk to help you explore cover for your property, business and personal protection needs.
Submitting an enquiry is not confirmation of insurance cover. No cover is in place until a policy is agreed.

HMO development & refurbishment
Planning an HMO conversion or refurbishment?
Buying a property, preparing for works or already developing an HMO? Tell Insurance-Desk about your project so the team can discuss insurance requirements for its current stage and intended use.
Enquiries can cover:
- Newly acquired properties awaiting works
- Unoccupied properties
- HMO conversions and refurbishment
- Properties undergoing building works
- Completed projects moving into rental use
Ownership, occupancy, the nature of the works and the project stage can affect insurance requirements. Submitting an enquiry does not mean one policy automatically covers every stage, that cover starts immediately or that every project is eligible — the team will assess your requirements.

Completed HMOs & rental

Finished the build? Review your property cover.
When your project is complete or tenants are moving in, your insurance needs may change. Speak to Insurance-Desk about cover for completed HMOs, rental properties and property portfolios.
- HMO and landlord insurance enquiries
- Buildings and contents requirements
- Property owners' liability
- Portfolio insurance enquiries
These are areas to discuss, not benefits automatically included in every policy.
Business insurance
Cover for the business behind the property
Running a property business or development company brings its own risks. Tell Insurance-Desk what you do and they'll discuss the relevant cover.
Personal protection
Protecting your income and the people who depend on you
Alongside property and business cover, it's worth thinking about personal protection — life insurance, critical illness cover and income protection. Protection appointments are booked directly with the Protection-Desk team.
- Life insurance
- Critical illness cover
- Income protection
Personal protection enquiries go through the same HSPG form and are triaged by the Insurance-Desk team. You can also book a protection appointment directly with the Protection-Desk team.
Simple 3-step process
How it works
Submitting an enquiry is quick, straightforward and retains your HSPG attribution throughout.
Tell us what you need
Share your project stage and requirements through the enquiry form.
The team contacts you
The relevant Insurance-Desk or Protection-Desk team member will contact you to discuss your requirements.
Explore the options
The team will explain the available options and the next steps.
Submitting an enquiry does not guarantee acceptance, a quote or cover. The team will review your project details and get in touch.
Insurance enquiry
Tell us about your project
Share the details and the Insurance-Desk team will contact you to discuss your requirements and the available options. This is an enquiry — no insurance cover is in place until a policy is agreed.
- Cover tailored to your project's current stage
- HSPG introducer attribution retained automatically
- Your entered details are preserved if you need to review
Frequently asked questions
Questions about enquiring
Please provide accurate project details so the team can assess your requirements. Submitting an enquiry does not put insurance cover in place.

